Six simple steps:
You request financing
Create your Secfi account with your equity details.
We review your request
We assess your company and whether it’s the right time for you and Secfi to work together.
We discuss the proposal
After you’re approved, we put together your personal equity proposal, including rates and potential gains.
You receive the cash
You receive the cash to cover all your exercising costs, including any taxes and fees.
You exercise your options
You buy your options and pay applicable taxes and fees.
You're now a shareholder in your company and you didn't have to risk your own money or take on debt.
You don't pay it back unless your company exits
We hope your company goes public or gets acquired. But if it doesn't happen for any reason, you don't have to pay your cash advance back because your financing contract is non-recourse. You'll also never owe more than your shares are worth if your company's exit is less than expected.
What is non-recourse financing?
Exercise financing covers stock option exercise costs, including taxes.
If your company doesn't have an exit, you don’t pay it back. Unlike traditional loans, your personal assets are protected.
Still have questions?
No, whether you are exercising your stock options or seeking liquidity with Secfi's financing, you maintain ownership of your shares.
Really! If there’s no company exit, you don’t owe any money back, and we can’t ask you to pay for it with any other personal assets like your savings or investments.
We can complete your stock option exercise financing transaction in as few as three days.
Secfi felt like the safest option. There is upside and almost no downside, and I might as well play it safe.